Notes fromthe field.
Plain-English answers to the questions that come up most often in San Diego. No jargon, no spin, and nothing you would not hear from me on a call.
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How much do you actually need to buy a home in San Diego?
Almost nobody puts twenty percent down. Here is what the real minimums are, what they cost you month to month, and the number that matters far more than your down payment.
Read the guideMello-Roos, HOA dues, and the real monthly cost of a San Diego home
Two houses at the same price can differ by hundreds a month once the tax bill and the HOA are in the picture. How to find those numbers before you fall for the kitchen.
Read moreWhat actually adds value before you list, and what does not
The projects worth doing, the ones that never return their cost, and the honest reason a seller is sometimes better off listing exactly as the house stands today.
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